Are Debt Collectors Harassing Day and Night Trying Collect On A Debt?

Well you not not alone. Millions of Americans have defaulted on unsecured debts and are subject to collections, wage garnishments and judgements and even worst those annoying calls from debt collectors.

Yes it is true that you can file a bankruptcy to get rid of debt and get a fresh start. But a bankruptcy doesn’t access that fact the most debt collection companies can’t even prove that they even own the very debt that they are collection on.