Well you not not alone. Millions of Americans have defaulted on unsecured debts and are subject to collections, wage garnishments and judgements and even worst those annoying calls from debt collectors.
Yes it is true that you can file a bankruptcy to get rid of debt and get a fresh start. But a bankruptcy doesn’t access that fact the most debt collection companies can’t even prove that they even own the very debt that they are collection on.
My new eBook “How To Stop Debt Collectors From Harassing You…Proven Tactics That Stop Collections, Garnishments, Judgements and More” is a system of information that is designed to educate and inform on the method of theory guides research to keep debt collectors from harassing you again.
With the present state of the economy at some point many Americans will find themselves over their heads when it comes to credit card debt. In fact, debt is at an all-time high.
Most borrowers don’t actually set out intending to not pay on their debt despite how bill collectors feel when they stop paying. Sadly, the majority of people are not prepared for illnesses or job layoffs. However, when these unexpected life experiences happen paying on credit is likely last when going up against food and shelter. Borrowers find themselves having to choose between survival or paying on maxed out credit cards and other debt…
After fighting just to make ends meet to pay only essential bills and not being able to make monthly payments. Borrowers generally find themselves being hassled by bill collectors which at some point ends up in a courtroom where the creditor is suing them.
In the courtroom the creditor wins a Judgement. The majority of the time the creditor only wins because the borrower rarely contests enforceable security interest to collect on the debt. The bank who is the creditor relies on the borrower never contesting. Even when the borrower shows up in court rarely are contests to the debt ever made.
When the borrower shows up for court the creditor offers a settlement agreement to reduce the amount owed. This agreement is often accepted by the borrower and if the borrower stops making payments the lender moves forward to win a judgement for failure to pay on the settlement agreement.
The even bigger problem is that when the borrower doesn’t show up the lender wins a judgement by default. The borrower may feel like the debt is owed and simply elects to not appear in the courtroom because making an appearance is just pointless the borrower thinks.
Borrowers often turn to Bankruptcy attorneys to handle credit card debt problems. However, most of the time they also face other problems at the same time involving trying to stop foreclosures and car repossessions. Many borrowers don’t want to file a bankruptcy if they only have credit card debts and generally allow the creditor to win a Judgement against them by not ever contesting the debt.
If every borrower learned how-to audit their creditor lawsuits they could discover important information to VOID Judgements. This could make a big difference especially if the creditor wins and move forward to garnish wages.
The majority of the time many debt collector companies do not properly win judgements against borrowers and can be challenged. Most judgements could likely be stopped if only borrowers would contest!
In this eBook you will discover proven tactics that will show you how to keep debt collectors from harassing you and even better stop all collections, judgements and garnishments.
Imagine no more harassing call form debt collectors. How would it feel to be able to stop a wage garnishment or judgement and not have to worry about having your money taken away from you.
That is what this eBook can help you to do.
Plus get Access to Sample Forms Inside!
Get a copy of this powerful eBook right now, stop those harassing calls